Protection for
Every Road Ahead

Life is unpredictable, but your protection doesn’t have to be. Our range of warranties and insurance products are designed to protect you, your vehicle, and your finances – so you can drive with confidence.

Don’t be the one who wasn’t prepared.
Protect what matters before it’s too late.

NZ vehicle loans

Simple & Transparent

No jargon, just clear answers

NZ vehicle loans

Here When You Need Us

Local support from real people

Our Warranty and Insurance Products

Tailored cover to protect your vehicle, your repayments, and your lifestyle

Mechanical Breakdown Insurance (MBI)

Protection against the unexpected cost of mechanical or electrical breakdowns. We help cover the repair or replacement of eligible components so you can get back on the road sooner.

Key Benefits

  • Covers a wide range of mechanical & electrical components
  • Claim limits up to $10,000 depending on your vehicle
  • Optional roadside assistance & travel benefits
  • Available for vehicles less than 15 years old with a fresh pre-purchase inspection

Available if purchased through a dealer, or for a private sale vehicle with a pre-purchase inspection

Guaranteed Asset Protection (GAP)

If your vehicle is written off or stolen, GAP covers the difference between your insurance payout and the amount still owing on your finance. Option to add cash benefits for inconvenience and deposit support when returning to the selling dealer.

Key Benefits

  • Covers the shortfall between payout and finance balance
  • Up to $5,000 or $10,000 shortfall cover
  • Additional benefits up to $3,000 for inconvenience
  • Up to $4,000 deposit benefit when replacing your vehicle

Available for financed and non-finance vehicles.

Protect your investment regardless.

Payment Protection Insurance (PPI/CCI)

Helps cover your finance repayments if you’re unable to work due to accident, illness, hospitalisation, income disruption, redundancy or bankruptcy. Cover for you and your budget, when life throws you a curveball.

Key Benefits

  • Covers accident, illness, hospitalisation & more
  • Up to 12 months of income disruption cover
  • Up to 6 months of cover for hospitalisation or bankruptcy
  • Outstanding balance paid in the event of death

Peace of mind for you and your family.

Stay on track, even when life doesn’t.

Motor Vehicle Insurance (MVI)

Comprehensive motor vehicle insurance to protect you on the road. We’ll help you find the right cover to suit your vehicle, your needs and your budget.

Key Benefits

  • Comprehensive protection for you and your vehicle
  • Flexible options to suit your needs
  • Peace of mind on every drive

Tailored cover that fits your life.

Quality protection, competitive rates.

Lifestyle Protection Insurance (LPI)

Covers you for life’s unexpected events like accident, serious illness, hospitalisation, disability, redundancy and more. Includes a range of customer care benefits to support you when you need it most.

Key Benefits

  • Wide range of covered events including accident, illness, and income disruption
  • Customer care package with everyday support benefits
  • Designed to help protect your lifestyle and wellbeing

Available for financed or non-financed vehicles.

Protect yourself and your lifestyle, no matter what.

Trusted Partners. Stronger Protection

We work with leading insurers and a nationwide network of trusted, MTA Registered mechanics to ensure you get the right cover and reliable support when you need it most.

More reliability. More confidence. More peace of mind.

Terms, conditions, limits and exclusions apply to all products. We’re here to help you choose the right cover for your situation.

Close-up of a car engine covered by Mechanical Breakdown Insurance (MBI)
MTA registered mechanic inspecting a vehicle engine for warranty repairs
Car driving on an open road, protected by comprehensive vehicle insurance in New Zealand

Why Kiwis choose Finance Made Easy

vehicle and personal finance NZ
Simplicity & Transparency

No jargon, just clear answers

We strip away confusing industry jargon and explain your options in plain English.
From interest rates and loan terms to the value of warranties, we put all the cards on the table so you can make confident, informed decisions.

vehicle and personal finance NZ
Concierge-Level Service

We handle the heavy lifting

We manage the full vehicle-buying journey for you — from finding the right vehicle and organising trade-in support to structuring a finance package that fits your life.
You enjoy the drive, we handle the paperwork.

vehicle and personal finance NZ
Fierce Customer Advocacy

We work for you

We work for you — not the banks or dealerships. We take time to understand your story, negotiate for the best possible outcome, and structure a finance solution that protects your wallet and supports your long-term goals.

Get In Touch

Auckland, New Zealand

Get a Quote

Just fill in a few details and we'll get back to you to conduct a short questionnaire and give you a quote.

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